Welcome to Enlightenment Drive Initiative Multipurpose Cooperative Society limited (EDIMCS), one of the largest providers of e-banking, on-site banking, and hire purchase systems
EDIMCS is a safe, fast, easy, and efficient e-Banking system that enables you access to your bank account and to carry out online banking services, 24/7
Create an AccountOnline Payment
We have online payment services like Paystack and Flutterwave.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the EDIMCS or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
We are focused on building and sustaining long-term generational relationships with our customers
Our Vision
EDIMCS wishes to be the go to platform for Utility, Bill and money payment.
Our Goal
EDIMCS will serve their customers from all over NIGERIA and becomes the popular E-bank overtime
We make your life comfortable with our services.
Hire Purchase
We offer flexible Hire Purchase agreements, allowing you to rent equipment, vehicles, or other assets with the option to purchase
Money Pool
Members of the EDIMCS platform will be able to make contribution among themselves, Anticipate this
Loan Services
At EDIMCS, we give loans, and make giving of loan easier
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within EDIMCS or to other banks. Transfer within EDIMCS is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of EDIMCS are able to deposit their money through our several payment systems. We have online payment services like Paystack, Flutterwave and Payeer, etc.
Withdraw Funds
Account-holders of EDIMCS are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust EDIMCS.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to join Us at EDIMCS
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit at EDIMCS
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We Have The Best Loan Plans
Hire Purchase
- Take Minimum ₦2,000,000.00
- Take Maximum ₦10,000,000.00
- Per Installment 5%
- Installment Interval 30 Days
- Total Installment 40
Premium Plan
- Take Minimum ₦500,000.00
- Take Maximum ₦2,000,000.00
- Per Installment 25%
- Installment Interval 30 Days
- Total Installment 5
Standard Plus Plan
- Take Minimum ₦250,000.00
- Take Maximum ₦500,000.00
- Per Installment 100%
- Installment Interval 30 Days
- Total Installment 2
We provide our banking services to all over Nigeria
EDIMCS is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
2M
Account Holders
300M
Total Transaction
3
Total Branches
3+
States We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
An Account opening/activation fee of ₦1,000 only is required
Yes, you can send money from EDIMCS to another bank?
Get the registration form by clicking on the SignUp button on the top bar. Provide all information and click on the SignUp button.
No, we don't provide our account holder's information to any third-party organization.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
Our Partners
